When it comes to travel-focused credit cards, the WestJet RBC World Elite Mastercard is a notable option for Canadian residents. Issued by the RBC in partnership with WestJet, this credit card is tailored for frequent flyers seeking to maximize their travel rewards and benefits through WestJet’s loyalty program. Let’s dive into the details.
Card Features
Annual Fees
The WestJet RBC World Elite Mastercard comes with an annual fee of $119. For those looking to add additional cardholders, each supplementary card incurs a $59 annual fee.
Interest Rates
The card charges a 20.99% interest rate on purchases and a slightly higher rate of 22.99% on cash advances. As with any credit card, it’s prudent to pay off the balance in full each month to avoid interest charges.
Welcome Bonuses
New cardholders are welcomed with 250 WestJet Dollars. Moreover, if you spend $5,000 within the first three months of membership, you will earn an additional 200 WestJet Dollars.
Eligibility Requirements
To qualify for the WestJet RBC World Elite Mastercard, applicants must have a minimum personal income of $80,000 or a household income of $150,000.
Rewards Program Breakdown
Base Earning Rate
For everyday purchases, cardholders earn 1.5% back in WestJet Dollars.
Category Bonuses
When it comes to WestJet flights or WestJet Vacations packages, cardholders will earn 2% back in WestJet Dollars, making it particularly beneficial for those who frequently fly with WestJet.
Travel Benefits and Perks
Airport Lounge Access
Though not complimentary, cardholders have paid access to airport lounges through the MasterCard Travel Pass program. Additionally, you can exchange your annual companion voucher for 4 WestJet Lounge vouchers.
Travel Credits
One of the standout features is the annual round-trip companion voucher. This allows cardholders to bring a companion on any WestJet flight starting from $119 for Canada/US travel (excluding Hawaii) and $399 for the rest of the WestJet network, plus taxes, fees, charges, and other ATC.
Elite Status Benefits
The card also offers a “Status Lift” feature, which helps cardholders achieve higher WestJet Rewards tiers. For every $15,000 CAD in eligible purchases, you earn $500 in tier qualifying spend, which can be applied towards achieving Silver, Gold, or Platinum status (up to a maximum of $1,500 in tier qualifying spend per year).
Additionally, the first checked bag is free for the primary cardholder and up to 8 guests traveling on the same reservation.
Special Promotions or Partnerships
Boingo
As a cardholder, you get access to Boingo Wi-Fi, keeping you connected on the go.
Petro-Canada
Save 3 cents per litre on fuel at Petro-Canada and receive 20% more Petro-Points.
Rexall
Shopping at Rexall can earn you 50 BeWell points for every $1 spent on eligible products.
DoorDash
For those who frequently order food, the card offers $0 delivery fees on orders of $15 or more for 12 months with DoorDash.
Final Thoughts
The WestJet RBC World Elite Mastercard is a compelling option for frequent travelers, particularly those loyal to WestJet. The card offers a blend of earning opportunities, travel benefits, and additional perks. However, the annual fee and income requirements might be a barrier for some. Potential applicants should weigh the benefits against the costs to determine if this card aligns with their travel and spending habits.
