British Airways loyalists are in for a treat with the RBC British Airways Visa Infinite Card. Designed to reward frequent flyers and make their travel experiences smoother, this card offers a solid welcome bonus in the form of Avios points.
Introduction to the Card
Name of Credit Card: RBC British Airways Visa Infinite Card
Issuing Bank/Financial Institution: RBC
Type of Reward Program: Avios points
Card Features
Annual Fees
The primary card comes with an annual fee of $165. Additional cards can be procured at a $75 fee per card.
Interest Rates
- Purchase Rate: 20.50%
- Cash Advance Rate: 22.99%
Welcome Bonuses
- Kick-off with 15,000 Avios as a welcome bonus.
- Earn an additional 35,000 Avios when you spend $6,000 within the first 3 months.
- Receive an extra 10,000 Avios after your first year as a nice anniversary bonus.
Eligibility Requirements
Applicants must have a minimum personal income of $60,000 or a minimum household income of $100,000 to qualify for this card.
Rewards Program Breakdown
Base Earning Rate
Cardholders earn 1 Avios for every $1 spent.
Category Bonuses
The card rewards you with double the Avios – 2 for every $1 spent on British Airways purchases.
Travel Benefits and Perks
Travel Credits
- Companion Voucher: When you spend $30,000 annually, you receive a companion voucher that can be utilized in two ways. Either bring a companion with you on your journey or use it for a substantial 50% discount on solo travel.
- Flight Discount: Get 10% off British Airways flights with a special discount code for a limited time. Book your tickets by December 31, 2023, and make sure to complete your travel by December 15, 2024.
Special Promotions or Partnerships
- Petro-Canada: Link your RBC British Airways Visa Infinite Card with Petro-Canada and save 3 cents per litre on fuel. As a bonus, earn 20% more Petro-Points for future savings.
- Rexall: Link your card and earn 50 Be Well points for every $1 spent on eligible products at Rexall.
- DoorDash: Get a 12-month complimentary DashPass subscription, which includes unlimited deliveries with $0 delivery fees on orders of $15 or more.
Final Words
Though the RBC British Airways Visa Infinite Card is rich in travel benefits, it’s important to consider the annual fee and the spending required to maximize the perks. Frequent British Airways flyers will likely find the card extremely valuable, especially when the 10% discount on flights and the companion voucher are taken into account. However, if British Airways is not your primary airline, or if you don’t travel often, it’s wise to weigh this card against other options.
