Are you looking for one of the best mid-range cards to maximize your Aeroplan points? The American Express Aeroplan Card might just be what you’ve been looking for. This card comes with a sizeable welcome bonus and pretty good Aeroplan earning rates, making it one of the best choices in this category.
Introduction to the Card
Name of Credit Card: American Express Aeroplan Card
Issuing Bank/Financial Institution: American Express
Type of Reward Program: Aeroplan
Card Features
Annual Fees
The primary card comes with an annual fee of $120, and additional cards can be availed at $50 each.
Interest Rates
As a charge card, the American Express Aeroplan Card requires you to pay the balance in full each month. Any unpaid balance will be subject to an interest rate of 30%.
Welcome Bonuses
The card welcomes you with open arms, offering 35,000 points when you spend $3,000 within the first 6 months. Plus, you can earn an additional 2,500 points per month for up to 6 months when you spend $500 per month, up to a maximum of 15,000 points.
Eligibility Requirements
There is no minimum income requirement for this card, making it accessible to a broader range of applicants.
Rewards Program Breakdown
Base Earning Rate
Earn 1 Aeroplan point for every $1 spent using the card.
Category Bonuses
- Get 2 points for every $1 spent on Air Canada or Air Canada Vacations purchases.
- Relish in 1.5 points for every $1 spent on food and dining.
Travel Benefits and Perks
Travel Insurance
- Flight Delay Insurance: Get coverage of up to $500 for accommodations, food, and essential items if your flight is delayed for 4+ hours or you’re denied boarding, with no alternative available within 48 hours.
- Baggage Delay Insurance: Receive up to $500 for emergency purchases if your checked baggage is delayed for 6+ hours on your outbound trip.
- Hotel Burglary Insurance: Stay protected with up to $500 coverage against loss of personal items (excluding cash) due to burglary at your accommodation.
- Travel Accident Insurance: Benefit from up to $500,000 coverage for Accidental Death and Dismemberment when you charge your common carrier tickets to the card.
- Car Rental Theft and Damage Insurance: Rest easy with coverage for theft, loss, and damage of rental cars with an MSRP up to $85,000 for rentals of 48 days or less.
- Travel Emergency Assistance: Have 24/7 access to worldwide emergency medical assistance services and legal referrals via phone.
Elite Status Benefits
- First checked bag is free for the cardholder and up to 8 other passengers traveling on the same reservation.
- Earn 1,000 Status Qualifying Miles and 1 Status Qualifying Segment for every $10,000 spent.
Additional Benefits
Purchase Protection
Enjoy insurance for eligible items charged to your card for 90 days from the purchase date in case of accidental damage or theft, up to $1,000 per occurrence.
Extended Warranty
Automatically extend the manufacturer’s original warranty up to one additional year on eligible items charged to your card.
Concierge Services
Gain access to out-of-town worldwide emergency medical assistance services and legal referrals by telephone.
Exclusive Events and Offers
Unlock a world of experiences with American Express Experiences:
- Front Of The Line® Presales and Reserved Tickets: Get early access to tickets and reserve seats for major events.
- Entertainment with American Express® Experiences: Special offers and events, including advance screenings and theatre packages.
- Dining with American Express® Experiences: Special access to food festivals and curated dining events.
- Retail with American Express® Experiences: Private shopping experiences and exclusive online offers.
- Wellness with American Express® Experiences: Access wellness offers and experiences focused on self-care.
- Onsite Benefits with American Express® Experiences: Expedited entry at venues, access to lounges, express concession services, and exclusive bars at select theaters.
Conclusion
If your goal is to optimize your Aeroplan points accumulation through a mid-range credit card, the American Express Aeroplan Card could be the ideal fit for you. Boasting an impressive welcome bonus and competitive Aeroplan earning rates, this card stands out as a top contender in its category. So, for those on the hunt for an exceptional travel rewards card, the American Express Aeroplan Card warrants serious consideration.
